You may have used a VA loan in the past. You may be contemplating using one for your home purchase. Or, maybe you’re thinking ahead to some point in the future. Whatever your situation, you might be wondering, “How many times can you use a VA loan?” After all, the loans from the U.S. Department …
How Is Property Tax Calculated?
Both Benjamin Franklin and Mark Twain are often given credit for making a famously pithy remark about the certainty of death and taxes. Oddly enough, this bit of wisdom predates both of these celebrated Americans. According to Shmoop, the earliest known version probably appeared in British playwright Christopher Bullock’s The Cobbler of Preston in 1716 …
Qualifying for a Conventional Loan
In August 2020, conventional loans comprised 82 percent of all closed mortgages, according to Credible. Clearly, this is a popular form of financing among people buying homes, and one that you might want to take a closer look at if you’re hoping to join the ranks of homeowners soon. What do you need to know …
When Are Closing Costs Due?
You decided to make the leap from renting to owning your own home. You figured out how much you could afford, and you sifted through tons of listings until you found the home of your dreams. Now, you’re trying to make sure that you’re ready for what comes next. Preparing for closing is a big …
Buying a House with a Partner
If you’re considering buying a house with a partner, you’re not alone. According to an annual report from the National Association of Realtors, slightly more than 20 percent of the homebuyers who fell in the 22 to 29 age group in 2020 were unmarried couples. Is that number likely to rise in the future? Time …
Is Buying a House Worth It?
Is buying a house worth it? Forbes reached out to more than 20 financial experts and real estate professionals and asked them that question. A hefty majority, 57 percent, said that buying a home is a good investment. Roughly a third (38 percent) took a more moderate line, saying that it depends on various factors. …
How Much Does a Mortgage Cost?
How much does a mortgage cost? If you’re hoping to make the leap from renting to owning in the near future, that’s a very relevant question. It’s also a surprisingly difficult one to answer with any specificity. While Dave Ramsey reports that the median monthly mortgage payment in the U.S. is a little more than …
What Is the Difference Between a Condo and a House?
Buying a home could mean buying a house, but it doesn’t necessarily have to. It could also mean buying a condo. What is the difference between a condo and a house? Which option is the better fit for your housing needs?
How Long Does It Take to Close on a House?
You’re almost there. You’ve done your research, assessed your financial situation, and weighed your options. You’ve shopped around until you’ve found the perfect lender and the perfect home. You’ve identified the right form of financing, gotten preapproved for a home loan, and had your meticulously crafted offer accepted. Now, the finish line is finally in …
Working with a Jumbo Renovation Loan
Fixer-uppers come in all shapes and sizes – and the loans needed to purchase them do too. The right renovation loan will help you pay for the updates needed to transform a fixer-upper into a place you’re happy to call home. While working with a jumbo renovation loan may seem like a daunting prospect, it might …
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